Martin Lewis issues urgent warning over ‘clever’ scam that will steal your bank details


Money saving expert Martin Lewis has issued an urgent warning about a “clever” scam that could allow fraudsters to steal your bank details.

Mr. Lewis, 50, taken to him Twitter To warn Britons about suspicious text messages that charged for parcel delivery.


Fraudsters seem to be using post office parcel delivery scams to extort money from peoplecredit: Alamy
Martin Lewis took to his Twitter page to warn his followers about a potential scam


Martin Lewis took to his Twitter page to warn his followers about a potential scamcredit: Rex

Writing on the social media site, Mr Lewis said: “Be careful. ‘Pay £1.99 for post office parcel delivery’ was simply a clever version of the scam text aimed at stealing bank information.

Then he added: “The text doesn’t mention ‘fees’, it talks about ‘delay in transit’ and provides a ‘date to reschedule’. It’s only when you click thru.” in which the fee is mentioned.

Responding to a commentator under his post, he said that anyone who receives the message should forward it 7726 This will be probed by Ofcom,

scam There are echoes of a similar text message con which was operational around the time of March last year, where Criminals presented as Royal Mail In a bid to steal personal and bank details.

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The Chartered Trading Standards Institute (CTSI) said at the time that it had found evidence of the scam, which uses a text message to claim that the parcel is awaiting delivery but must be paid for “settlement” first. .

The message included a link that leads to a fraudulent website posing as a Royal Mail page and asking for personal and bank details.

Common scams and what you can do to avoid them

While fraudsters are becoming increasingly crooked and unwittingly trying to part with their cash, there are many types that are often used.

impersonation fraud

One impersonation scam Where fraudsters pretend they are from a well-known company or service, from banks and delivery companies to Amazon and even the police.

The fraud caused an estimated £2 billion in losses over the past year, and this type of scam accounts for a quarter of all cases.

Criminals are now cashing in on the cost of life crisis, pretending to be from energy firms in an attempt to steal your cash.

Fraudsters often pretend to be from the bank’s fraud department, tricking you into believing that there is a serious problem and that you need to act quickly.

Paul Davis, director of fraud prevention at TSB, said: “Never engage in unsolicited calls. Be suspicious of them all.

“If you get a link or text message, don’t click. Check the contact yourself to verify that it’s genuine.”

If you become the victim of this type of fraud, Mr. Davis recommends that you contact your bank immediately.

Not only can this help you recover money, but it also prevents cash from falling into the hands of criminals.

fake jobs

Crooks post ads on social media offering easy ways to earn cash to lure anyone desperate for extra money.

They pose as marketing companies that will pay you for simple tasks like liking a post or watching a video.

You are asked to pay a deposit and are told that you will get your money back and much more. But you earn nothing and criminals steal your cash.

Fraud expert Mr Davis advises: “Stay away from any offers of work that ask you to lose money before you start earning.

“Any offer of large returns for minimal effort is likely to be fraud. Download the app only from the official app store and still be careful and check the reviews first.

shopping thug

Criminals know that many families are faced with a choice between heating and eating as electricity and grocery bills rise.

They turn this to their advantage by sending offers by email or text, clicking a link and filling out a survey with the opportunity to receive £50 as a refund on their purchases or vouchers from a particular supermarket.

You click on the link and you are asked to hand over the bank details or card details so that you can receive payment from the survey.

These details are often sold to other crooks who will either try to spend money on your card or pretend to be your bank, internet company or the police to call you and trick you into transferring money.

James Walker, chief executive of data management company Writely, says: “Never trust a text or link in an email.

“There are legitimate firms that will pay you to take surveys. Read reviews online first and contact them instead of replying to a message.”

what to do if scam happened

Call your bank immediately using the number on the back of the card.

Report Action Fraud, Report it Online or Call 0300 123 2040 (Monday to Friday, 8 AM to 8 PM).

This will tell the police and give you a crime reference number.

Some banks offer automatic refunds – but this varies.

Current rules state that if you didn’t authorize payment you should get a refund unless you acted fraudulently or with “gross negligence”, for example, giving out your PIN number or password.

In 2019 some banks including Barclays, Santander and HSBC signed a voluntary scam code introduced in 2019.

TSB has a fraud refund guarantee where it will refund you as long as you are clearly an innocent victim of a swindler.

Using a credit card when shopping online gives you more protection because you are covered under the Consumer Credit Act, which states that you are entitled to a refund if items are not delivered or not as described.

If you are not happy with the way your complaint is handled, you can make a complaint to the Financial Ombudsman Service.

dodgy discount

Scammers prey on shoppers as they try to beat price hikes by hunting for deals online. They advertise heavily discounted branded items such as trainers and gadgets on social media or sites like eBay.

You are usually asked to transfer money to a bank account instead of paying by card.

Lloyds Bank Fraud Prevention Director Liz Ziegler said: “When shopping, the best way to stay safe is to buy from a trusted retailer, and always pay by card for the greatest security.

“If you are unable to do those two things, that should be a big red flag that you may be duped.”

lotto plot

With this fraud, the crooks will call or write to tell you that you have won the lottery or prize draw.

You will be told that you will need to pay a fee to receive your cash. Criminals will then steal your money and you will never get the reward you were promised.

Craig Mullish of the City of London Police said: “Remember, you can’t win a draw you haven’t entered.

“If you are contacted to claim that you have won a prize draw but can only access these winnings by paying an upfront fee, it is likely to be a scam.”

fake benefactors

Fraudsters may target unwanted people by sending an email or letter claiming to be from a lawyer informing you that someone very wealthy has died and you are in line for a huge inheritance.

Fraudsters will often say that they cannot reveal the identity of your benefactor and that if you do not act quickly, the government will get your money. In order to receive your payment, they say you must first pay a fee to cover taxes and legal fees. In fact, the rich benefactor does not exist and you are left much poorer.

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Paul Davis said: “Never pay money on the promise that you deserve a large sum of money. If it seems impossible, trust your instincts – it’s almost certainly a hoax. Talk to friends and family Do your research and don’t act in a hurry.”

You can report fraud and cybercrime here action fraud either online By calling 0300 123 2040.

Martin Lewis said the site was charging an unsuspecting £1.99 for parcel delivery


Martin Lewis said the site was charging an unsuspecting £1.99 for parcel deliverycredit: Rex

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