Full list of places where you can get debt help for free including StepChange and Citizens Advice

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Millions of families are feeling the brunt of the cost of living crisis, and may be wondering where to go for loan assistance.

Inflation has hit a 40-year high of 9.1%.pushed by the rising cost of energy billPetrol prices, groceries and more.

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There are many places you can go to help with your purchases, rent and bills.

Struggling families can get help through the government domestic assistance fund – Local councils are being given a £1.5bn pot to support the people in their area.

And Rishi Sunki announced measures in May to help people through the cost of living crisis, including £400 per house And a Additional £650 for beneficiaries,

but if you’re worried loan ofYou may need some more guidance.

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We’ve created a few organizations that can provide free advice and support.

citizen advice

Citizens Advice is a national organization with over 20,000 volunteers who can help with everything from locating it to claiming compensation for a canceled flight.

You can locate your nearest branch by using Tools on its websiteOr you can contact them by phone on 0800 133 8848.

its online chat tool Also available Monday to Friday from 8am to 7pm.

Citizens Advice is a free and unbiased service, and it can help you come up with a plan to get over your debt, including how to prioritize payments and reduce your cost of living.

The organization’s website is a Useful page with advice on many aspects of the loan, but you can contact him for more personalized assistance.

Try to gather information about all your debts before talking to an advisor so that they can help you understand what you are dealing with and the best course of action going forward.

step change

StepChange is another free mentoring service that offers support and guidance to help you take control of your money.

You can do this online or over the phone, and it is completely confidential.

To get a clear picture of where your money goes, you need to provide details of your debt, income and household expenses.

It can talk you through various options such as debt management plans (DMPs), individual voluntary arrangements (IVAs), bankruptcy, and debt relief orders (DROs) if they are appropriate.

But StepChange said if you can repay your debt in full in a reasonable period, it will recommend a solution based on repayment where possible.

you can start the process use your website or app.

national credit line

National Dateline is a charity run that provides free and confidential advice to the people of England, Wales and Scotland.

you can contact it online Or by phone on 0808 808 4000, Monday through Friday between 9 a.m. and 8 p.m. and on Saturday from 9.30 a.m. to 1 p.m.

An advisor will ask you about your income and expenses, so try and give as much information as possible when you call.

They will also ask for details on where the money is owed to you, and how much you are owed.

An advisor will help you decide what you can afford to repay, and help you decide on the best solution for your debt.

Self-employed workers can also get help business credit line,

Other ways to get help

If you are struggling with debt, the best thing to do is to ask for help and not bury your head in the sand.

Local organizations may also be able to provide support in your area.

The National Dateline also recommends contacting organizations like Mind, Samaritans and Anxiety UK if debt worries are affecting your mental health.

Find out if there is any financial aid that can help you too.

a profit calculator Might help you get things done if you may be entitled to extra cash.

Government’s £1.5 billion domestic assistance fund Sees distributing cash to local authorities to help people in his area.

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Contact your local council To find out where you live and what help is available if you qualify.

a number of Energy firms also offer hardship grants. People whose bills are due.

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